Excerpt from The Law Relating to Mercantile Agencies: Being the Johnson Prize Essay of the Union College of Law for the Year 1886
Mercantile or commercial agencies are establishments which make a business of collecting information relating to the credit, character, responsibility, and reputation of merchants, for the purpose of furnishing the information to subscribers. These agencies have become recognized and permanent adjuncts to the world of trade and commerce. The community cannot do without them.
The responsibilities of these agencies are very great. Upon them the merchant relies for information. Character and credit depend upon the care with which they perform their duties. In many ways they are influences for weal or woe.
Recognizing the importance of their position in the commercial world, the author has thought that it would be a valuable contribution to the field of law literature to present in an accessible form the law relating to them. The aim of the author has been to prepare a treatise which should be of practical value alike to the lawyer and the student, to the merchant and the mercantile agency. He has constantly endeavored to bear in mind the needs of these parties and the points in which they are specially interested.
The principles supporting the decisions of the courts have been developed.
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