Excerpt from The Principles of Rural Credits: As Applied in Europe and as Suggested for America
The aim of this little book is to show how farmers may be successfully financed. The subject is of general interest and is attracting much attention at the present time. To deal with the question intelligently, however, it is necessary to set before the American people the most reliable information on the subject that is available, with a view of establishing a rural credit system for all classes of farmers. Hence, the book naturally falls into two parts: The first part to set forth the information, the second part to show how it may be applied in formulating a credit system for American farmers.
This is what I have sought to do in the following pages. Europe is the recognized practical field where all phases of rural credit can be found in operation. But conditions of rural life are not comparable on the two continents. It is evident, therefore, that whatever is done for organizing rural credit in the United States and Canada, must be an adaptation of the European system. To this end, it seems probable that legislative action will soon be more pronounced as a result of the growing interest in rural credits. But to act wisely in the matter, legislators should have before them all essential facts relating to different ways of financing farmers. It has been my aim to present these facts in as concise a form as possible not only for legislators, but for our farmers and the general public.
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