Excerpt from Spending the Family Income
Years ago Mrs. Ellen H. Richards said, "There are to-day many temptations to spend for things attractive in themselves, but not necessary to the effective life." This is equally true of the present day and the purpose of this book is to assist those who wish to plan their spending systematically, giving each department of household or personal expenditure such careful consideration that they may be sure they have resisted the temptation to spend for those things which are merely attractive in themselves without adding to the real values of life.
It is not the size of the income so much as the way in which it is spent which determines whether we are successfully obtaining those things which we believe to be most worth while in life. Too many people live according to the conventional standards of their social set without consciously defining their own standards, counting the cost of maintaining them and balancing the cost with the return in "the durable satisfactions of life."
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